America's Most Unaffordable Cities

 1. Santa Cruz, CA

Median list price: $895,800
Median monthly housing cost: $1,840
Median household income: $73,663
Share of income going toward housing*: 30%

2. Miami, FL 

Median list price: $385,100
Median monthly housing cost: $1,280
Median household income: $51,758
Share of income going toward housing: 29.7% 

3. Grants Pass, OR

Median list price: $334,600
Median monthly housing cost: $918
Median household income: $40,705
Share of income going toward housing: 27.1%

4. Atlantic City, NJ

Median list price: $240,000
Median monthly housing cost: $1,290
Median household income: $57,514
Share of income going toward housing: 26.9%

5. New York, NY

Median list price: $515,100
Median monthly housing cost: $1,588
Median household income: $72,205
Share of income going toward housing: 26.4%

6. Kahului, HI

Median list price: $928,800
Median monthly housing cost: $1,594
Median household income: $72,743
Share of income going toward housing: 26.3%

7. Jacksonville, NC 

Median list price: $203,300
Median monthly housing cost: $1,028
Median household income: $48,162
Share of income going toward housing: 25.6%

8. Bellingham, WA

Median list price: $415,000
Median monthly housing cost: $1,203
Median household income: $56,419
Share of income going toward housing: 25.6%

9. Barnstable Town, MA

Median list price: $525,000
Median monthly housing cost: $1,411
Median household income: $68,048
Share of income going toward housing: 24.9%

10. Carson City, NV

Median list price: $347,100
Median monthly housing cost: $1,012
Median household income: $49,341
Share of income going toward housing: 24.6%