Sunday, March 22, 2020

Coronavirus -- is the government "cure" -- instant recession -- worse than the disease!

Saturday, March 21, 2020

There's no doubt 
Americans over 
65 years old,
with underlying 
health conditions,
need to be isolated
from COVID-19 flu.

I'm in that category,
so I would be avoiding
bars, restaurants
and movie theaters,
even if they were
open for business.

My wife thinks
I'm taking too many 
risks when buying 
a $2 McDouble 
hamburger at a 
local MacDonald's 
drive through.

But I need to get 
out of the house,
even if just for 
a short drive.


How much damage
to our economy
makes sense,
to (hopefully) save 
an unknown 
number of lives?

Experience in 
the Seattle area,
the first area 
hit by COVID-19,
suggests a two
week "shutdown" 
has had little effect.



Is a government 
mandated shutdown 
of a large portion
of the entire
U.S. economy, 
for OVER 
two weeks,
a smart move ?

Not in my opinion,
based on data,
rather than on
wild guess virus
scaremongering.

In a typical year,
30,000 to 40,000
flu-related deaths 
are to be expected
in the U.S.

1,000 flu deaths 
a week would not 
be unusual in the
winter months.

In the U.S., in the two
months since the
first COVID-19 death
on January 20, 2020,
we are approaching  
only 300 COVID-19
related deaths.

Far fewer deaths than 
all other strains of flu.

The total number of 
COVID-19 infections
is unknown, because
so few people have 
been tested.

The people who 
have been tested 
tend to be those with 
serious symptoms.

Their death rate 
seems to be 
at least 4%.

That's VERY high,
until you consider
that only about 20% 
of COVID-19 carriers
will ever get
serious symptoms
which would justify 
hospitalization, and 
COVID-19 testing .

Multiply 
the two numbers, 
and a reasonable
estimate is 
a 1% death rate, 
for all COVID-19
infections.

That's five to ten
times higher than
typical, common 
flu viruses, but 
but let's not forget 
that means 99%
of COVID-19 carriers
are expected to survive.



A partial economic 
shutdown, causing
an instant recession,
hurts over ten million
people.

And that seems like 
an overreaction
to (hopefully) save 
hundreds of lives --
mainly older people 
who have serious, 
existing medical 
conditions.

I fit into that category,
so I'm not biased 
against older people !



Unintended good news:
 Deaths from other 
strains of influenza
will also be reduced
by "social distancing"
for COVID-19.

And there are 
far more deaths, 
every year, from 
all other types of flu, 
compared with 
COVID-19 deaths.

Yet no government 
has ever been 
interested in 
those deaths !



Looking at 
other nations:
 China shut down
economic activity
in the Wuhan area,
but not all of China.

They claim no new
COVID 19 cases, 
but the Chinese
are notorious liars!

Korea did a lot 
of testing, and 
quickly isolated 
those people
who had the
coronavirus.

Singapore and Hong
Kong did not shut
down their economies,
yet have not suffered.

Northern Italy, where
lots of Chinese people
work, and where residents
often ignore government
mandates, was hit hard.

Southern Italy was not.

I have noticed that
climates significantly
colder, or warmer,
than Wuhan, China,
seem to have been
less affected.

And males 
seem to be 
dying much
more often 
than females.

There are a lot of 
questions, and 
very few answers.



More U.S.
retail stores 
are announcing
they are closing.

Sometimes they say
"until the end of March",
or "for two weeks",
or the reopening date 
is not specified.

Even two weeks closed
would be bad news
for laid off employees.

Two weeks closed
has the goal 
   ( hopefully ) 
of reducing the feared
hospital overcrowding.

That does make sense 
in New York City,
which has been 
hit hard.

And in Northern Italy.

But what happens 
after two weeks ?

COVID-19 
will not disappear 
after just two weeks
of "social distancing".

And will most people 
be willing to go 
back to retail stores, 
bars and restaurants 
AFTER two weeks, 
assuming they are 
allowed to open ?

I'd go to a restaurant
if they allowed every
other table to be empty,
so I didn't have to sit
next to strangers.

But I doubt if my wife 
would be willing 
to join me. 


Investors don't know
how long government 
mandates halting 
economic activity
will last,
nor do they know
if people will fear
being near other
people AFTER the 
businesses reopen.

That sounds like 
good news for 
Amazon online sales !

Investor uncertainty 
about when this 
unprecedented
shutdown of 
commerce will 
end, reduces their 
confidence.

Rising stock prices
always climb a ladder
of growing confidence.

At the moment it's 
not obvious confidence
has stopped falling.



Retail stores, bars and
restaurants, combined,
employ a lot of people, 
who can't expect 
to get paid when 
they are not working.

I would guess most 
of those employees 
live from paycheck
to paycheck.

Most U.S. workers do.

In fact, 78% of 
American workers 
said they were living 
paycheck to paycheck, 
according to a 2017 
report by the employment 
website CareerBuilder. 

Women are most vulnerable: 
81% of them report living 
paycheck to paycheck, 
compared with 75% of men.

When you live from
paycheck to paycheck, 
you are just one 
major disaster away 
from financial ruin. 

If somebody
in your family 
loses their job,
or has a significant 
medical emergency, 
you may not be able
to pay all your bills.


From the same survey: 
 More than 70% 
of all respondents 
say they are in debt, 
             and 
one quarter of workers 
say they weren’t able 
to make ends meet 
at the end of every month 
during the past year.

People with no savings
are very vulnerable
to financial emergencies.

And that is where 
many Americans, 
who are paid by the hour
find themselves today,
after their employers
closed for COVID-19.

And many small
business owners
are suffering too. 

$1,000 government
checks ( "free money"
for every American )
will not bail out
the $20 trillion 
U.S. economy,
when up to 20% 
of all employees
are being told 

to stay home !

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